Holiday Gift Cards
OK it’s the end of the year when all good friends need to use up previous gift cards before they expire. Huh! What a joke. What a scam. Your friends pay good money to buy you a nice gift, say $100, from somewhere that they think you’ll enjoy the merchandise. You take your time to think carefully about how or when to spend it. Finally you have it. But alas, the fine print on the reverse of the card says it’s only good for one year. Last Christmas to this Christmas. Oops! Minus one gift from last year. The merchant…